Federal investment helps cultivate Indigenous circular economy - Canada.ca

Real optimism isn’t about positive thinking, “good vibes only” or “everything happens for a reason.”There are three science-backed components of real optimism, says psychologist Deepika Chopra, PsyD, and all can be intentionally cultivated: possibility, agency and resilience. Dr. Chopra, an associate board member of the Simms/Mann UCLA Center for Integrative Oncology and author of “The Power of Real Optimism,” shared practical strategies for building optimism during a recent conversation with Wendelin Slusser, MD, associate vice provost of the Semel Health Campus Initiatives at UCLA, presented by the Friends of Semel Institute. Optimism can be learnedYou don’t have to be a natural glass-half-full person to experience the benefits of optimism, which include improved mental and physical health, better relationships, increased longevity and greater life satisfaction. Even Dr. Chopra, who calls herself “the optimism doctor,” acknowledges that she is not a natural optimist.

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While the overall S&P/TSX Composite Index has risen by about 11% this year, the five-company telecom index fell by more than 16%

A major Ontario condo construction lender says it won’t relax its loan criteria for developers despite a sharp drop in projects and industry calls for more support. In the fourth year of the real estate downturn, developers have been shelving or postponing condo projects because mom-and-pop investors are no longer interested in buying preconstruction units. Individual investors used to account for the vast majority of preconstruction condo purchases in the Toronto region. The lack of investors means that developers cannot sell the amount of units required to qualify for construction financing. Lenders typically require 70 per cent of a project’s units be sold before they will provide the developer with financing to launch construction. “The 70 per cent remains a good metric,” said Kevin VanKampen, head of business banking with Meridian Credit Union, the province’s largest credit union that has been providing condo developers with loans for at least two decades. With condo prices falling, Mr.