Renting vs. Buying a Home: The Reckoning
Ben Felix · Published on February 22, 2026
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Description
Canada is in the midst of what is (so far) the second-worst price decline for inflation-adjusted home prices going back to 1975. The worst was in the 1980’s with a peak to trough decline of 31%. Today’s decline is sitting at 28% as of December 2025. I updated my historical Canadian rent versus own analysis with 2025 data across twelve Canadian cities. The results challenge the narrative that owning a home is always a wise financial decision. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *Calculator* https://research-tools.pwlcapital.com/research/rent-vs-buy *Renting vs. Owning a Home in Canada 2005 – 2024* https://pwlcapital.com/renting-vs-owning-a-home-in-canada-2005-2024/ *Avoid Online Scams https://pwlcapital.com/stay-safe-online/ I will never reach out to you on social media platforms or WhatsApp to give financial advice. These are scammers trying to commit fraud. *Check out the Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA