Mortgage pros see a mixed outlook for conventional lending into 2027
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Conventional mortgage lending faces a mixed outlook heading into 2027, with mortgage professionals citing pricing, income qualification and underwriting execution as key factors shaping loan production. That’s according to an AD Mortgage survey, “Conventional Lending Heading Into 2027,” released Wednesday.
The lender surveyed more than 250 mortgage professionals for the report. About 30.5% of respondents said conventional lending had grown as a share of their business since 2023, while an equal share reported a decline. Another 39.1% said its share remained unchanged.
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