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3 things to never do with a credit card

TED-Ed · Published on October 15, 2026

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Learn how to spot the 3 most common traps of credit cards, and how they can lock you into a cycle of interest, fees, and debt. -- While useful for secure purchasing, emergencies, and building credit scores, credit cards can make it difficult to avoid overspending. And this is no accident. Credit card systems are intentionally designed to encourage spending and lock you into a cycle of interest and fees. So, how can you avoid their most common traps? Explore 3 ways that credit card companies take advantage of their customers. Directed by Jeff Le Bars, JetPropulsion.space. This video made possible in collaboration with Gifted Savings Learn more about how TED-Ed partnerships work: http://t.ted.com/Rbx7KCW Support Our Non-Profit Mission ---------------------------------------------- Support us on Patreon: http://t.ted.com/nlVpzFN Check out our merch: http://t.ted.com/upNeDi3 ---------------------------------------------- Connect With Us ---------------------------------------------- Sign up for our newsletter: http://t.ted.com/R7iMQzr Follow us on Facebook: http://t.ted.com/NKcsscO Find us on Twitter: http://t.ted.com/nXsWmpA Peep us on Instagram: http://t.ted.com/zuDVFXP ---------------------------------------------- Keep Learning ---------------------------------------------- View full lesson: https://ed.ted.com/lessons/3-things-to-never-do-with-a-credit-card Dig deeper with additional resources: https://ed.ted.com/lessons/3-things-to-never-do-with-a-credit-card/digdeeper Animator's website: https://jetpropulsion.space Music: https://www.campstudio.co ---------------------------------------------- Thank you so much to our patrons for your support! Without you this video would not be possible! Lex Azevedo, Michael Aquilina, Jason A Saslow, Yansong Li, Cristóbal Moenne, Dawn Jordan, Prasanth Mathialagan, Samuel Doerle, David Rosario, Dominik Kugelmann - they-them, Siamak Hajizadeh, Ryohky Araya, Mayank Kaul, Christophe Dessalles, Heather Slater, Sandra Tersluisen, Zhexi Shan, Bárbara Nazaré, Andrea Feliz, Victor E Karhel, Sydney Evans, Latora, Noel Situ, emily lam, Sid, Niccolò Frassetto, Mana, I'm here because of Knowledge Fight Facebook group., Linda Freedman, Edgardo Cuellar, Jaspar Carmichael-Jack, Michael Burton, VIVIANA A GARCIA BESNE, The Vernon's, Olha Bahatiuk, Jesús Bíquez Talayero, Chels Raknrl, Sai Pranavi Jonnalagadda, Stuart Rice, Jing Chen, Vector-Dopamine math, Jasper Song, Giorgio Bugnatelli, Chardon, Eddy Trochez, OnlineBookClub.org, Eric Shear, Leith Salem, Omar Hicham, and Adrian Rotaru.

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