Ottawa to spend almost $2B over 4 years to buy 190 Canadian-made armoured vehicles - CBC

Open this photo in gallery:Justine Beaulieu-Poudrier/The Globe and MailHerman is 60 years old, single and recently retired. “I immigrated to Canada in 1986 and live in Vancouver,” he writes in an e-mail. “I read The Wealthy Barber when I moved here and followed his advice,” Herman writes, referring to the personal finance book by David Chilton. “I know I have enough to retire on.” He is looking for advice on how to draw down his registered retirement savings plan to “maximize spending and minimize taxes.” As well, he is in the process of rebalancing his investments and would like help with that. “I use the Couch Potato system.” He does not specify a retirement spending target. “I would like to know how much I can withdraw yearly to maximize income, minimize tax and reduce the clawback of Old Age Security at age 70.” He plans to defer government benefits until then. “I don’t plan to leave much in my estate,” Herman adds. “Is my plan of simplifying my investments to all-in-one exchange-traded funds over the next 10 years realistic?” We asked Ian Calvert, head of wealth planning at HighView Investment Group in Oakville, Ont., to look at Herman’s situation.

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The 20th annual Cape to Cabot road race is taking place tomorrow. The grueling 20 km trek sees participants running from one historic landmark to another: From Cape Spear to Cabot Tower on top of Signal Hill. The race starts at 8 a.m., and because of that there are a few related road closures in St. John’s. Between 7:45 and 11a.m. there will be numerous road closures along the route. A full list can be found online at VOCM dot com. Expect traffic impacts from 7:45 a.m. to 11 a.m. on routes including Blackhead Road, Southside Road, Water Street, Harbour Drive, Duckworth Street, Temperance Street and Signal Hill Road.